VA vs Conventional Loan in San Diego: Which Is Right for You?
Table of Contents The core difference between VA and conventional loans Where VA loans have a structural advantage Where conventional loans have an advantage Understanding the VA funding fee vs PMI What about the loan limit in San Diego? Which loan is right for you in San Diego? Frequently asked questions The core difference between […]
First-Time Home Buyer in San Diego: Your 2026 Step-by-Step Guide
Table of Contents Step 1: Know what first-time buyer actually means Step 2: Understand what you can actually afford in San Diego Step 3: Get pre-approved before you do anything else Step 4: Explore down payment assistance programs Step 5: Find the right home in San Diego Step 6: Make a competitive offer Step 7: […]
VA Loan Condos in San Diego: Approved Projects and How to Check
Table of Contents What is a VA-approved condo? Why VA condo approval matters in San Diego How to check if a San Diego condo is VA approved What disqualifies a condo from VA approval? Where are the most VA-approved condos in San Diego? What happens if a condo is not VA approved? Frequently asked questions […]
What Is a VA Mortgage? A Plain-English Guide for San Diego Military Families
Table of Contents How does a VA mortgage work? What are the benefits of a VA mortgage in 2026? Who is eligible for a VA mortgage? What does a VA mortgage cost? Is a VA mortgage the right choice for San Diego military families? What are the limits of a VA mortgage? Frequently asked questions […]
How to Apply for a VA Loan in San Diego: A Step-by-Step Guide for 2026
Table of Contents Do you qualify for a VA loan in San Diego? Step 1: Get your Certificate of Eligibility (COE) Step 2: Get pre-approved with a San Diego VA lender Step 3: Find a VA-eligible property Step 4: VA appraisal and underwriting Step 5: Close on your San Diego home Documents you need to […]
How San Diego Military Families Use VA Loans in 2026
Table of Contents Why San Diego is one of the biggest VA loan markets in the country How BAH and the VA loan work together in 2026 How military families at each San Diego base use the VA loan Real buying scenarios: what VA loans look like in 2026 The VA loan process step by […]
VA Loan Limits in San Diego County for 2026: What You Can Actually Borrow
If you’ve started shopping for a home in San Diego with your VA benefit, you’ve probably run into a confusing question: is there a limit on how much I can borrow? The short version, which I’ll unpack below, is that for most eligible buyers, there isn’t one. But the details matter, especially in a market […]
San Diego Mortgage Broker for VA & Purchase Loans
Buying a home in San Diego is a big deal, and the person who handles your loan should treat it that way. I’m Maureen Martin, and I’ve been a San Diego mortgage broker for 26+ years. I’m the friend you call when you want a real person who knows this city, not an app, not […]
HELOCs
Unlocking Opportunities with Higher LTVs, DTIs, and Lower Credit Score Requirements When it comes to finding a Home Equity Line of Credit (HELOC) that truly aligns with your financial needs in San Diego, the options can often feel limited, especially with traditional banks. Maureen Martin, a seasoned mortgage professional with over 25 years of experience, […]
FHA Loans
If you are ready to purchase your first home in the San Diego area with an FHA loan, you could not have picked a more exciting state to move to. Here you can enjoy sunshine and warm weather all year round. You can hike in the mountains one day and go surfing the next. As […]
