VA Loan Limits in San Diego County for 2026: What You Can Actually Borrow
If you’ve started shopping for a home in San Diego with your VA benefit, you’ve probably run into a confusing question: is there a limit on how much I can borrow? The short version, which I’ll unpack below, is that for most eligible buyers, there isn’t one. But the details matter, especially in a market […]
San Diego Mortgage Broker for VA & Purchase Loans
Buying a home in San Diego is a big deal, and the person who handles your loan should treat it that way. I’m Maureen Martin, and I’ve been a San Diego mortgage broker for 26+ years. I’m the friend you call when you want a real person who knows this city, not an app, not […]
HELOCs
Unlocking Opportunities with Higher LTVs, DTIs, and Lower Credit Score Requirements When it comes to finding a Home Equity Line of Credit (HELOC) that truly aligns with your financial needs in San Diego, the options can often feel limited, especially with traditional banks. Maureen Martin, a seasoned mortgage professional with over 25 years of experience, […]
FHA Loans
If you are ready to purchase your first home in the San Diego area with an FHA loan, you could not have picked a more exciting state to move to. Here you can enjoy sunshine and warm weather all year round. You can hike in the mountains one day and go surfing the next. As […]
Hard Money Loans
You feel all set to get a mortgage. But when you apply for a prime loan, you find out that you are not eligible—or you realize it is not an ideal fit for your needs. There are a lot of reasons why this can happen. Your credit rating may not reflect the full financial picture […]
Jumbo Loans
In California, many homes fall within the conforming loan limits set by Fannie Mae and Freddie Mac, which means that they can be purchased using conventional loans. But many homes within San Diego county exceed these limits, which means that they can only be purchased using jumbo loans. Fast and Easy Custom Rate Quotes Take […]
Non-QM
If you are applying for a mortgage without a W-2, or your W-2 does not paint the full picture of your income, you can apply for a alt doc loan. Fast and Easy Custom Rate Quotes Take the first step by getting pre-approved! Inquire Now What is a Alt Doc Loan? A alt doc loan is […]
Reverse Mortgages
Are you a San Diego area homeowner age 62 or older? What could you do if you had more income to pad your finances? Imagine the possibilities. If you are looking for a way to increase your monthly cash flow during your retirement years, one great way to do it is through a reverse mortgage. […]
VA IRRRLs
If you have a VA mortgage in California, you can take advantage of the VA IRRRL program to quickly and easily refinance your home loan. What is an Interest Rate Reduction Refinance Loan (IRRRL)? IRRRL stands for “interest rate reduction refinance loan.” Another simpler name for it is a “VA to VA” mortgage. It may […]
Conventional Loans | Flexible Home Financing Options
Explore conventional loans with competitive rates and flexible terms. Ideal for qualified borrowers seeking stable home financing options.
