Mortgage Refinance

Lower Your Rate. Reduce Your Payment. Improve Your Financial Future.

Maybe you originally financed your home with an adjustable rate mortgage, and over time, the cost of your mortgage has skyrocketed. Or perhaps you chose a fixed rate mortgage, but market rates have gone down in the years since you first financed. Either way, this might be the perfect time to think about refinancing your mortgage so that you can lower your interest rate.

If you are in search of competitive mortgage refinance rates, Maureen Martin is the loan officer you are looking for. Maureen can work with you to refinance your mortgage so that you can enjoy a lower interest rate and favorable terms which suit your needs.

By working closely with you, Maureen will help to create a plan for refinancing your home loan that meets your individual needs—whether you need just a bit of flexibility on monthly payments, or a solution that will allow you to complete those home renovations you’ve been putting off for too long.

In the video below Maureen shares some of the basics of deciding whether to refinance an existing home loan.

San Diego Mortgage Refinance

Benefits of Mortgage Refinance

Lower interest rate

Lower interest rate

This is the main benefit of mortgage refinancing. Maureen Martin can help you lock in a more suitable interest rate, which allows you to save money every month.

Switch loan type

Tap into your equity

Refinancing can also unlock the equity you’ve built over time — putting those funds toward home improvements, debt consolidation, or other long-term financial goals.
Adjust loan term

Adjust loan term

If you need to increase or decrease the term of your loan, a mortgage refinance can help you do that.

 
 
Improve loan terms

Improve loan terms

If you signed a loan with unfavorable terms (perhaps because at the time your credit rating was low, for example), you may be able to use a mortgage refinance to switch over to more favorable terms today.

Consolidate loans

Consolidate loans

Another way that mortgage refinancing can save you money is if you have more than one mortgage and you consolidate them. That can reduce your overall interest while simplifying your finances.

Remove your PMI

Remove your PMI

 If PMI was a requirement with your original loan, refinancing into a conventional loan now may allow you to remove it.

Get In Touch With Maureen Martin Today for Mortgage Refinancing

Imagine paying a lower interest rate on your mortgage or adjusting the terms of your loan so that your entire mortgage experience works better for you. When you work with Maureen Martin at HomePlus Mortgage, that is exactly the goal. That is why the tagline is, “It’s not just a loan… it’s an experience.”

Refinance rates are always changing, so it is best to reach out directly to get the most current refinance options available to you. You can submit an application today to get the process started and see how simple it can be to refinance your mortgage, potentially lower your rate, and save money.

If you have questions or would like to explore your options, call (619) 857-7191 to schedule your refinance consultation with Maureen.

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