Hard Money Loans

You feel all set to get a mortgage. But when you apply for a prime loan, you find out that you are not eligible—or you realize it is not an ideal fit for your needs. There are a lot of reasons why this can happen. Your credit rating may not reflect the full financial picture […]

Jumbo Loans

In California, many homes fall within the conforming loan limits set by Fannie Mae and Freddie Mac, which means that they can be purchased using conventional loans. But many homes within San Diego county exceed these limits, which means that they can only be purchased using jumbo loans. Fast and Easy Custom Rate Quotes Take […]

Non-QM

If you are applying for a mortgage without a W-2, or your W-2 does not paint the full picture of your income, you can apply for a alt doc loan. Fast and Easy Custom Rate Quotes Take the first step by getting pre-approved! Inquire Now What is a Alt Doc Loan? A alt doc loan is […]

Reverse Mortgages

Are you a San Diego area homeowner age 62 or older? What could you do if you had more income to pad your finances? Imagine the possibilities. If you are looking for a way to increase your monthly cash flow during your retirement years, one great way to do it is through a reverse mortgage. […]

VA IRRRLs

If you have a VA mortgage in California, you can take advantage of the VA IRRRL program to quickly and easily refinance your home loan. What is an Interest Rate Reduction Refinance Loan (IRRRL)? IRRRL stands for “interest rate reduction refinance loan.” Another simpler name for it is a “VA to VA” mortgage. It may […]

VA Loan San Diego | VA Mortgage Broker Maureen Martin

VA loans in San Diego: what’s new for 2026 If you’ve been told there’s a limit on how much you can borrow with a VA loan in San Diego, that’s outdated. For eligible buyers with full entitlement, there is no VA loan limit, you can borrow what you qualify for based on your income and […]

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