VA Loan Limits in San Diego County for 2026: What You Can Actually Borrow
If you’ve started shopping for a home in San Diego with your VA benefit, you’ve probably run into a confusing question: is there a limit on how much I can borrow? The short version, which I’ll unpack below, is that for most eligible buyers, there isn’t one. But the details matter, especially in a market […]
San Diego Mortgage Broker for VA & Purchase Loans
Buying a home in San Diego is a big deal, and the person who handles your loan should treat it that way. I’m Maureen Martin, and I’ve been a San Diego mortgage broker for 26+ years. I’m the friend you call when you want a real person who knows this city, not an app, not […]
Complete Guide to VA Home Loans in San Diego
Top Tips for Selecting the Best Mortgage Lender in San Diego – Expert Advice Inside!
What are Your Options for Military Housing?
If your military move has brought you to San Diego, you have a number of different housing options available on- and off-base. Let’s go over some basic information about each so you can figure out what may be right for you. On-Base Living Options Your first option is to live on base. You can either […]
What is a Certificate of Eligibility (COE)?
When you apply for a VA mortgage in San Diego, you will need to submit a document called a “Certificate of Eligibility,” or “COE” for short. But what is a COE, and how do you get it? Your COE is a document that proves you qualify for a VA mortgage based on your service. The […]
How to Find VA Approved Lenders
Veterans who have served at least 90 days in active duty in a war zone or the minimum of 181 days outside war zones, in times of peace, qualify for mortgage loans with special conditions. These loans available for purchasing a house or a condo and offered for veterans are called VA loans, the abbreviation […]
Why Get A San Diego VA Mortgage?
Obtaining a VA mortgage in San Diego is an excellent idea for more than one reason. In what follows we would like to present just a few of the incredible benefits of living in the area as such, as well as some of the advantages you can enjoy if you apply for a VA loan […]
How to Compare Home Loan Rates
Finding the lowest-cost home loan can be confusing. But, it has gotten easier thanks to the standardized good faith estimate, or GFE, that the U.S. Department of Housing and Urban Development implemented in January. The new GFE clearly specifies your interest rate, the number of points you’re paying for such rate, and lays out the […]
What is a VA Funding Fee?
I am often asked what is a VA funding fee? A VA funding fee is just like an insurance policy for the lender that loans the money for the home. The VA ‘guarantees’ the lender against default. So if something goes wrong and the homeowner can no longer make the payments, the lender will be […]
Apply for VA Loan
Apply before you buy. As a home buyer, it’s best to contact a lender before signing a contract for a home. Getting pre-approved helps you to determine your maximum mortgage amount. When starting the VA loan approval process, you will want to make sure that you are prepared to review your past/present job history and […]
