Why Get A San Diego VA Mortgage?
Obtaining a VA mortgage in San Diego is an excellent idea for more than one reason. In what follows we would like to present just a few of the incredible benefits of living in the area as such, as well as some of the advantages you can enjoy if you apply for a VA loan […]
How to Compare Home Loan Rates
Finding the lowest-cost home loan can be confusing. But, it has gotten easier thanks to the standardized good faith estimate, or GFE, that the U.S. Department of Housing and Urban Development implemented in January. The new GFE clearly specifies your interest rate, the number of points you’re paying for such rate, and lays out the […]
What is a VA Funding Fee?
I am often asked what is a VA funding fee? A VA funding fee is just like an insurance policy for the lender that loans the money for the home. The VA ‘guarantees’ the lender against default. So if something goes wrong and the homeowner can no longer make the payments, the lender will be […]
What is a VA Mortgage?
A VA loan is an amazing program that is eligible only to those who have been honorably discharged in the military or who are still active duty. In order to be on a VA loan you must either be a veteran, or married to a veteran. VA loans require NO money down up to the maximum $477,000 […]
Apply for VA Loan
Apply before you buy. As a home buyer, it’s best to contact a lender before signing a contract for a home. Getting pre-approved helps you to determine your maximum mortgage amount. When starting the VA loan approval process, you will want to make sure that you are prepared to review your past/present job history and […]
