San Diego Prequalify for Mortgages
Prequalifying for a mortgage doesn’t have to be as complicated as it may seem! It’s important to make sure that all of your documentation is being reviewed before you get an official green light from your lender. With the market as competitive as it is recently, it’s been a common practice for listing agents to […]
Residential Mortgage Brokers vs. Residential Mortgage Lenders
The term broker is often overused. Technically a residential mortgage broker is a liaison between a borrower and a bank. However in lending, it is most thought that a residential mortgage lender would be loaning their own money. Meaning that if I were to work for one company, I would put all of my loans […]
Mortgage Approval Calculators
Finding a mortgage approval calculator online can be easy to do, but tough to trust. There are some major variables in calculating a mortgage payment that can often be missed, and this mortgage approval calculator blog will help show you how to make the best use of the calculators you find online. The video below […]
What Is A Direct Mortgage Lender?
Welcome to the Mortgage Minute with Maureen Martin! I am sometimes asked what the difference is between an FHA direct and non-direct lender. A direct lender is a lender that is able to loan their own funds to close the loan (that doesn’t mean that they will service them, but they will loan their own […]
San Diego Direct Mortgage Lender
I believe that home loan basics are important and I know that purchasing a home can seem complex but I believe that obtaining a mortgage shouldn’t be. I’ll show you how each stage works and answer any questions you may have regarding details about each of the phases. My goal is to help my clients […]
Your First Mortgage – The Difference Between Pre-Qualification and Pre-Approval
Buy a Home in San Diego CAWhen obtaining your first mortgage it is beneficial to know the difference between a loan pre-qualification and a pre-approval. Pre-qualification is the first step in obtaining mortgage financing. A potential borrower answers a few questions to provide the loan consultant with a quick snapshot of the borrower’s income, existing […]
