Whether or not to refinance is a personal decision dependent on a variety of factors. Maureen will work with you closely to determine whether or not a home loan mortgage refinance is the most suitable to your situation.
There are a few key items to consider before refinancing your home:
1) How long are you planning on staying in your home? Generally, in order for refinancing to make financial sense, you will want this number to be greater than about 3 years (dependent on the amount and terms of your current mortgage).
2) Find out of you have a recent appraisal on file – this may save you money on closing costs.
Contact Maureen today and find out how she can help!