With its beautiful beaches and sunny weather year-round, San Diego has a competitive housing market—but that does not mean that shopping for a home here must be stressful or expensive. With more than 18 years of experience helping homebuyers throughout the metropolitan region move into the homes of their dreams, Maureen Martin along with HomePlus Mortgage are here to make the home loans process easy.
We Specialize in Home Loans
Maureen has worked with customers in a wide variety of situations, and specializes in several types of home loans, including:
Conventional loans
These are standard home loans that do conform to the limits specified by Fannie Mae and Freddie Mac. Many customers who come to us are looking for a conventional loan. Our loans feature affordable rates, low fees, and favorable terms.
FHA loans
Buying your first home? FHA loans are available to first-time homebuyers and come with down payments as low as 3.5%. They also include friendly terms, and may be easier to qualify for than conventional loans—even if you do not have perfect credit.
VA loans
Veterans, service members, and qualifying surviving spouses may be eligible for a VA loan with no down payment!
Reverse mortgages
If you are over the age of 62, own equity in your home right now, and want to convert some of it to cash to add liquidity to your finances, we can help you do it.
Jumbo loans
Many homes in California can only be purchased with jumbo loans—mortgages which do not conform to the limits set by Fannie Mae and Freddie Mac. Shopping for affordable jumbo home loans on your own is a challenge, but we can offer you excellent programs for these particular products!
HomePlus Mortgage is a direct mortgage lender, not a mortgage broker. That means cutting out the middleman and reducing time and costs in the mortgage application process for home loans. So, no matter what type of mortgage you are applying for, we can save you money and get you into your home fast, helping you actualize financial freedom.
At our company, everything is done in-house, which means you will enjoy clear communication and personal customer service from the start of your application through to closing.
Contact Maureen today at (619) 857-7191 to set up your consultation. It’s not just a loan … it’s an experience!
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Contact Maureen Martin Today to Find The Most Suitable Home Loan in San Diego for You!