If you have been assigned to San Diego for your military relocation, you may have decided to buy a home for the duration of your time here. San Diego’s housing prices are competitive. Thankfully, that also means a home here is a great investment. But it is vital to make sure you are working with a lender who can help you save money on your home purchase.
Below are a few ways that I help military homebuyers to buy a home within their budgets.
- VA loans. One of my specialties as a San Diego lender for military homebuyers is VA mortgages. These home loans are backed by the Department of Veterans Affairs, and are available to active-duty and retired military members who have met a minimum service requirement.
- VA mortgages offer a number of benefits, including:
- Zero down payment.
- Competitive rates even without perfect credit.
- No PMI or MIP requirement (even with zero down).
- If you qualify for a VA mortgage, that can be a great way for you to save on your home purchase. I can help you quickly and easily figure out if you are eligible and walk you through the mortgage process. That includes obtaining your Certificate of Eligibility (COE) for you.
- If you do not yet qualify for a VA loan, I can help you figure out what other type of mortgage will be most suited to your needs. I also offer FHA loans, conventional loans and jumbo loans, any of which you can qualify for as a military homebuyer so long as you meet their requirements for credit score, DTI ratio, and income.
- VA mortgages offer a number of benefits, including:
- Extensive experience with military home loans. Working with military homebuyers in San Diego is one of my favorite parts of my job. I have encountered a broad range of scenarios, and am aware of the logistical complexities involved with a military move. I know that you are on a tight timeline, and want to get everything squared away fast so you can settle in and focus on your job while enjoying all our city has to offer. I can help you work through those complexities, streamlining the home purchase process so it goes quickly and smoothly.
- Competitive rates. One of the keys to saving money on your mortgage over the years ahead is finding competitive rates. I can match you with the lending product that is going to help you do exactly that.
Buy a Home in San Diego
I am thankful for the service of every member of our nation’s military, and it is my honor to help you buy a home in San Diego. Whether you will be here for just a few years, or you plan to retire here, I will help connect you with a home loan that can help you achieve your goals. To get started, please call (619) 857-7191 to schedule your consultation.
