Spring Buying Season is Sweet and Sour

The divide between the prices of homes Americans want to buy and the inventory of such homes is growing, suggesting first-time home buyers and high-end sellers might have a difficult year ahead of them. The result is likely to be swiftly rising prices at the low end and challenges for first-time buyers, and sluggish price […]

San Diego Home Lender Testimonials

  Stephanie Nisan – Realtor Maureen and I were actually introduced through a mutual friend over our love of dog rescue. I run a non-profit call The Animal Pad and an all breed animal dog rescue and Maureen became our volunteer director. Professionally, I am not a big fan of lenders and I decided, okay, […]

Lunch N Learn Radio Interview

  Eran Sinai: Happy Wednesday everyone! Eran Sinai here; Consumer Guardian Law, Lunch N Learn Radio. You can listen to us. You should be listening to us, especially today. ESPN 1700 a.m. or watch us live, and you do wanna watch us today. I’m telling you, lunchNlearnradio.com. I have here two great people, good old […]

Housing Market Improvement

Positive Growth of Home Prices in August The steadily rising pace of home prices in August since the same time last year is a sure sign that the housing market is improving, in spite of an overall slowdown in our economy. The Standard & Poor’s/Case-Shiller 20-city home price index rose 5.1% in the 12 months […]

Return of the First-Time Home Buyers in San Diego

The National Association of Realtors® (NAR) announced that during the month of May sales of existing homes were at their highest rate in six years. This was on the heels of outstanding residential construction reports. Pushing 5.1 percent higher in April sales of single-family homes, condos and townhomes slide in at a seasonally adjusted annual […]

Home Sales Increasing in San Diego as Rates Stay Low

The Housing Market Is Breaking Records In the most recent report from the National Association of Home Builders, existing home sales skyrocketed in April to their highest annual levels since October 2013. This surge has been fuelled by pent up demand, as well as sustained job growth and a long stretch of low mortgage interest […]

Home Sales Are Rebounding in San Diego

Interest Rates Are Low With 30-year fixed interest rates averaging the lowest we’ve seen in months, many homeowners are wondering if now is the time to refinance. And while personal situations may dictate whether refinancing at these low rates is a good decision, there are some other factor to examine as well. And that’s only […]

Prices on a Downward Trajectory

Home price appreciation is slowing across many top metros in the nation. In fact, according to the S&P Case-Shiller Price Index, the drop to 4.8 from 5.5 is the first month-over-month decrease since November 2013.This drop in appreciation isn’t just across the U.S… it’s also affecting many areas of Southern California. From September to October, […]

What’s Behind Declining Affordability in the Golden State?

Even though Orange County residents experienced low home price appreciation from August to September—with a -0.5% drop, affordability is still impacting Southern California. Some of the reasons behind this decrease in purchase power are: more-sluggish-than-anticipated economic growth, incomes that haven’t kept up with the cost of living, and lack of available inventory. The fact that […]

All-Cash Home Sales Fall To Six-Year Low

This summer, our country saw a decline in the purchase of homes through all cash home sales. In June 2014, all cash sales only made up a total of 33 percent of home sales in the country. This was the lowest we have seen since September 2008, which is what most people consider the unofficial […]