Testimonials

1 purchase and 1 refinance with Maureen.
1 purchase and 1 refinance with Maureen. We still drop emails with questions and options for future purchases and Maureen doesn’t hesitate to answer and make sure we’re making the right decision. While not an “active” client with Maureen, we’re made to feel like clients forever. This loyalty and professionalism is so helpful and appreciated! Plus, she’s hilarious and a pleasure to talk to always.
Maureen made the process very smooth and clear
Awesome to work with! As a first-time home buyer I had always heard that the process of obtaining a mortgage was a painful one so I was expecting the worst. However, Maureen made the process very smooth and clear. She was super sweet, responsive, and patient enough to answer my daily storm of questions over email, text or phone. I would definitely recommend working with Maureen and I will most definitely work with her in the future.
Maureen has a lot of knowledge about the market
Maureen and her team were wonderful to work with. They seemed like they were always there and very responsive. Maureen has a lot of knowledge about the market and understands all the details of getting a mortgage approved. She does a terrific job of translating the complexity of a mortgage application into steps and terminology a future home owner would understand. It is obvious she enjoys what she does. I would definitely recommend mortgage to anyone interested in a mortgage.
Extremely accessible for us to answer questions
We had an exceptional experience with Maureen and her team! We loved Maureen’s expertise, guidance, and professionalism. Throughout the process, Maureen was always extremely accessible for us to answer questions. Thanks to her hard work, our loan was funded a week early! Thank you for making our dreams come true!!
Maureen made the entire process easy
Maureen and her team are incredible! I had always heard that getting a home loan was stressful, but Maureen made the entire process easy and straightforward. We closed in 21 days no problem! She is really on the ball and always available to answer questions, even after hours.
I highly recommend Maureen to anyone looking to get a home loan. I would give her more than 5 stars if I could!
Did an amazing job of walking us through the process
We talked with a lot of lenders before deciding who to use for our home loan, and from the moment we got off the phone with Maureen we were confident she was the one for us.

As first time home buyers, we had a million questions about the loan process and what to expect. Maureen and her team did an amazing job of walking us through the process, answering our questions, and giving us advice on the right loan for us. On top of it all, she was able to get us a really competitive rate and into the home of our dreams!

Along with our equally as amazing realtor Stephanie Nisan, Maureen made it possible for us to close in 14 DAYS!!!

We are so grateful to have worked with Maureen and the JMJ team on purchasing our first home, and look forward to reaching out when we’re ready to buy our next!

Knowledge, creativity and efficiency
In an extremely competitive market like this, you need to have a lender like Maureen on your team. She works with your Realtor to give your offer the advantage when you are in a multiple offer situation. She works with knowledge, creativity and efficiency through the whole loan process and exceeds expectations in getting the loan done quickly. She takes amazing care of her clients, is super responsive, and excellent with communication. All of this AND her rates are very competitive. I first worked with Maureen a couple of years ago and have been referring her ever since. I highly recommend Maureen if you are purchasing a home or looking to refinance. If I could give her 6 stars, I would! Maureen is the best!
Straight talker, super kindhearted & smart
Where do I begin talking about the awesomeness that is Maureen Martin, and her excellent team at JMJ? From our very first phone call, she asked the real questions that helped me focus on what I really wanted & needed. Straight talker, super kindhearted & smart… she gave me great advice about interest rates & the market fluctuations. Even introduced me to my wonderful realtor, Stephanie Nisan… who we l-o-v-e!!!

Maureen & her team were able to get me a 21 day escrow. And they worked hard! It was a whirlwind 3 weeks, but they’re efficient, well -run team pulled it off with hardly a hitch. And now I sit happily watching tv in my own home.

Thanks to Maureen & JMJ Financial. You guys really do help make dreams come true…. thank you so much… you simply rock!

Coached me through the entire process
It has been said, that “you can’t have it all, sometimes you have to choose.”

I approached Maureen with several specific requirements for a loan on a new home: jumbo, specific down payment, specific interest rate, keep my current home until after I move, and a couple of other curve balls that made my loan challenging. I told Maureen that I would choose from among these if I had to, but to see what she could find.

Throughout the entire process, I felt like she was working for me, not the bank. She didn’t just email me with a list of items that the bank needed and then play the middle person. She coached me through the entire process and delivered a loan that fit my exact needs.

One word to describe Maureen Martin – “Solutions!”

She and her team are FANTASTIC
I am a real estate agent in Big Bear Lake, Ca. I recently sold a home to a wonderful couple here in Big Bear, they used Maureen Martin because they have worked with her before on another loan, I can see exactly why. She and her team are FANTASTIC. It is such a relief to have a transaction in which the loan is not something I have to stress and worry about, she handled everything like a real professional and we met all of our time lines. I would and will recommend her to future clients. Way to go Maureen!
Professional and oh so fast/efficient
I have used Maureen for several purchases and she is absolutely the BEST mortgage broker I have ever had the privilege of working with!! I have bought several properties, both rental and primary residence so I have worked with others before and seen what an excellent one she is. She is friendly, patient, professional and oh so fast/efficient!! I would not even consider working with anyone but her! I have referred several people to her with absolutely NO hesitation – she is the BEST!
Maureen closed our escrow early
Maureen just helped us achieve our dream of becoming a home owner with her knowledge and expertise after we thought it was hopeless for us to ever afford a home in San Diego. Not only did we NOT have to settle on what is our absolute dream home, Maureen closed our escrow early and now we are able to celebrate Christmas in our forever home. She has a heart of gold and wisdom beyond her young years. If you think your situation is impossible, don’t give up! Give Maureen a call and let her see what she can come up with for you. She is amazing and all my friends will know her name! Thank you Maureen and Emily for successful closing and going above and beyond! You ladies are so freaking awesome!
Leaps and bounds above the rest
As a real estate broker for almost 20 years, I have experienced many different lenders in the industry. Maureen is by far Leaps and Bounds Above the Rest. The latest VA loan was not only a dual VA loan, which I personally didn’t know could be done, but also closed within 30 days ! That is one of many different examples of Maureen’s knowledge and integrity. She takes a personal interest in each of my clients purchases and after their transaction Maureen becomes a lifelong lender. I could not recommend Maureen higher!
THANK YOU SO MUCH MAUREEN!
I cannot even begin to say how awesome Maureen and her team was thru the whole process they kept me updated at all times.  They were all very professional.  if you are looking to Refi she is your person.  THANK YOU SO MUCH MAUREEN!
We will be coming back!
We closed our 25 day escrow last week! Maureen and the team at JMJ was amazing. We did a VA loan that was difficult because I had just started a new job/career. Maureen and her team navigated the paperwork and guided us through the steps with quick replies and a incredible range of information. While we never meet in person, we feel as if she is a family member with all our phone and text conversations! If we every need a new mortgage we will be coming back! Thank you Maureen and JMJ for our wonderful house!
My first recommendation
We have been working with Maureen for a few years now… asking question after question… it probably seemed that we would never pull the trigger on buying a place. But, she stuck with us the whole time and made us feel unbelievably comfortable in our purchasing/mortgage process, when we did finally make the move just recently. We’ve worked with a few other mortgage brokers in the past, and had poor experiences. Maureen and her team are top notch, professional and responsive. Maureen Martin & JMJ Financial will be my first recommendation whenever anyone asks me for a mortgage referral in the future.
Professional, friendly, experienced, helpful, patient
I have worked with other mortgage brokers in the past and Maureen sets the bar exceptionally high. She is professional, friendly, experienced, helpful, patient….everything you want and need with someone you are working with during an exciting and stressful time buying a home. She was available every time we needed her, answered every question perfectly and thoroughly, and just has the absolute best attitude. Thank you for everything Maureen!!!
Our mortgage lender for life
We are experienced home buyers so we have worked with many mortgage lenders in the past. Our experience working with Maureen was stellar! She was highly knowledgeable about our options and how they would affect various purchase options. She was very patient as our new home search evolved and was ALWAYS available to answer our questions day to day as they arose. Maureen and her assistant kept us informed of every stage of the escrow process, so we never once wondered about the status of our loan. Finally, she made sure we understood every aspect of the loan costs. Maureen really went out of her way to ensure that this was a positive experience. We feel we have been taken advantage of in the past, but now we found our mortgage lender for life. We would highly recommend her services for any of your mortgage needs.
Great and easy to work with
Bought a home a few months ago with Maureen’s help. Needed to move quickly and we sure did… Closed in 21 days and Maureen and her team were great and easy to work with. We loved the email communication and think it expedited the process, and at the same time it was still personal and not just procedural. Although the most stressful thing we have ever done in our lives, Maureen was there daily coaching us through the process and answering our crazy questions. We would recommend Maureen/JMJ to anyone looking to purchase or refi, you will not be sorry!
Maureen did indeed handle everything
My wife and I had the pleasure of working with Maureen and JMJ Financial throughout our house-buy adventures, including the difficult closing.

We met with Maureen only once, and from then on everything was handled by phone and email. And Maureen did indeed handle everything. Questions were quickly answered, Maureen correctly warned us that interest rates were about to rise, and, when we finally found the house, Maureen helped us navigate that experience.

First, the previous owner wanted a 45-day escrow; as that deadline was approaching, the owner wanted it changed to 60 days. Maureen and company were able to make that change for us. Then the owner refused to let the house be tented for termites while she was living there–and the contract stated that we could not take possession until it was tented. Maureen was able to find a solution.

But it gets better.

Shortly after we bought the house, our mortgage was sold to another company, and then to Ditech. Everything was fine, and then, eleven months after we bought the house, I received a bill from the county for delinquent taxes. Maureen had already explained to me that the mortgage covered all taxes, but I was still concerned. I called Ditech and could not get past their first line of defense. They were obviously reading from “customer support” scripts, and no one would help me. The county said I owed $1,700, I knew Ditech was responsible, and I could not find anyone at Ditech who would listen.

So I contacted Maureen for help.

Maureen put me in touch with Thomas Kish, Chief Operating Officer at JMJ Financial. Thomas had contacts at Ditech, but even he had problems getting anyone to pay attention and fix what was obviously Ditech’s error. But he persisted, and after 3 weeks (!), he was able to tell me that Ditech finally agreed to pay the tax. Without JMJ’s help, I’d be $1,700 poorer.

You can bet that I will use only Maureen Martin and JMJ Financial for every house I ever buy.

Quick and fun
My wife and I worked with Maureen and Stephanie and they are amazing. As first time home buyers we had a lot of questions and were very worried about making the right purchase. Maureen and Stephanie helped us out through every step of the process and answered every silly question we could come up with. They really made the home-buying experience quick and fun. We closed with no issues and in record time. I would absolutely recommend them to anyone and will use them in the future when we move!
The absolute best
Maureen is the absolute best! There are not words to express how amazing she is.

We started our loan with a different lender, who constantly made me stressed and concerned that we would be able to close on time or even at all. I’m super type A and the process was stressing me out like crazy. One call to Maureen and my stress started to mellow. When I called Maureen we had 19 days until our original planned closing date. She was honest and upfront, she told me that she thought we would still make the original date but worst case scenario we’d close no more than 5 days after. I could live with this and I loved that she was managing my expectations!

So here’s where she went from amazing to outstanding, Maureen and her team closed a full week earlier than our original date! She was amazingly sweet to work with! I cannot give her a high enough recommendation! Her team and her worked so hard to make the process easier on us. She’s super great at communicating the process, every step of the way!

If you want the process of buying a home to be smooth, stress free and happy, you need to call Maureen!

When you find amazing, you hold on to it
WOW! I have been in the the Real Estate business close to 10 years now and have worked with several lenders all over San Diego until I met Maureen. She has made my job so much easier and has made my clients so very happy! Buying a home can be very exciting yet very stressful as well especially when loans are involved. Maureen is extremely professional, knowledgeable and always available when you need her. She will go way above and beyond what’s expected of her and does it with a smile because she loves what she does. She wants more than anything for her clients to feel comfortable and does whatever it takes to achieve that. When I have a buyer looking for a loan or to refinance I know where to send them! When you find amazing, you hold on to it. I am so thankful I found her and don’t know what I would do without her. Tough to find really genuine people these days who have a passion for what they do. I am very lucky to have her and you could be too!
None as professional as Maureen
I have worked with many Loan professionals in my career but none as Professional as Maureen! Her relationship with her clients both the home buyer and Realtor make all parties feel like they are her #1 priority. Always available to answers questions, prepared her clients for what to expect during the home buying process and you can tell she always does it with a smile! Maureen is also the 1st Loan professional to ever offer to be there when it’s time to hand keys over to the new home owners… And that is the BEST part of the Job, that’s why we are in this business, to help people achieve their Real Estate Goals and Dreams! I cannot wait to to work with Maureen again and help a new home owner get the Keys to their new home…. PS.. Our Escrow was the SMOOTHEST most SEAMLESS Transaction I have been apart of Largely because Maureen was always 2 steps ahead and always had every base covered. Thank you Maureen.
Simple and painless
Maureen was just so amazing though out the whole transaction. It was our first time so there was a lot of handholding and explaining going on. The entire times felt like we were her only clients. She made the entire process simple and painless.
Able to move things along at exponential speed
If you read through the reviews here it should overwhelm you with the consistent excellent service. I’m not sure that we can add much more. We chose Maureen based on the outstanding reviews because we had a seller who was not easy to deal with and we had concerns about responsiveness from a loan officer. Not only was Maureen totally on top of it, she was available very quickly whenever we needed her. I actually admonished her for picking up her cell phone at 6PM on a Friday night to speak with me! She is unabashedly warm and caring, genuine, and encouraging. When the loan hit the inevitable wrinkles with underwriting and nobody would pick up the phone there, Maureen immediately jumped on it and was able to move things along at exponential speed. We actually found some slightly lower mortgage rates (by decimal points–hers was under 4% so who cares?), but decided to go with Maureen and JMJ for the services and the assurance that they would move quickly with top-notch customer service. Well worth it. As it happened, our seller was a corporation and they were offering $165/per day as an incentive for every day we closed earlier than the date in the offer. With Maureen’s critical help, we were able to close 19 days early and pocket an additional $3K! I would use her again in a heartbeat.
Professional, humorous, and quick
We bought our house last year and used Maureen’s amazing services. JMJ was top notch and Maureen was the top of the top. Now, 11 months later we refinanced to drop PMI and she was just as great.

For a process that can be dry or painful, Maureen has made this one of the most pleasant experiences from beginning to end. No joke. In my mind the whole “financing” and “refinancing” were as simple a renting from RedBox when you work with Maureen.

Professional, humorous, and quick with information whenever requested (and put up with our questions quick often).

HOLY COW!
She was a referral from one of our friends who had recently purchased a home with her in the beginning of the year. She held our hand through the lending process. It was so overwhelming at times, but she was always there to reassure us and keep us focused. She was so incredibly fast, efficient, honest. and most importantly positive. Everything we wanted and needed. I seriously texted her all hours of the day, everyday, for the past couple months. I’d venture to say that I probably texted her more than I was texting my husband. HAHA! She was great. You really can’t find a lender who takes her job personally. Who puts her all into it because she knows what this means to you and family. Drafting up pre-approval letters at a moment’s notice on a weekend when she’s off…who does that? SHE DOES!!! When it’s a sellers’ market, you gotta have a great team behind you and we sure did!Maureen and her supporting cast made it happen! She and our Redfin agent (Victoria Mazon) was the Dream Team. Needless to say, we’re homeowners because of them!!
QUEEN of the lending world!
I was referred to Maureen by a friend and boy, was I super blessed or what? Because Maureen is the QUEEN of the lending world!!! Throughout our escrow, we ran into every speed bump you could imagine. But she and her supporting cast always found a solution to make it work.

If you want someone who is fast, responsive, and efficient…she’s your gal. We work the exact same way. Docs in, docs out. We don’t play! Not many lenders are confident enough to do 21 day escrows, but Maureen? She kills it! Unless its things that are out of her control such as the sellers, seller’s agents, or escrow officers dragging their feet, it’s totally possible. She’s a straight shooter. She won’t beat around the bush and she won’t string you along on false hope. There was a moment during escrow that I wanted to just pull out, because we ran into so many snags. I was on the verge of tears and felt like I was getting so beat up, emotionally. I’m assuming she sensed it and when we got off the phone, she texted me some encouraging words that meant a lot. I truly ADORE her. Thank you for putting in all the blood, sweat, and tears on top of the countless hours on our file. You’re so amazing!!! WE DID IT!!!

She’s helped so many people and pups (btw, are you thinking of getting a dog for your new home? It’s a one stop shop! 😉 find their forever homes…if you end up going with Maureen, Congratulations! You just made one of the best decision of your life! I promise! Good luck!

P.S. LOL at her listed hours. She’s a workaholic. Just sayin’…

Genuine nature of helping others
As a first time potential home buyer, it is important to have someone hold my hand and walk me through the unfamiliar process of getting approved for a loan. Maureen is exactly the person I needed to talk to! A consummate professional, her knowledge and expertise in the home loan industry is second to none. She provided me with step by step expectations of the approval process and delivered every step along the way. Compared to other lenders I tried to work with in the past, Maureen is committed to servicing her clients and goes above and beyond. Her responsiveness, attention to detail, industry experience and knowledge, and genuine nature of helping others is why I would highly recommend her when deciding to purchase a home!
Makes the loan process easy and smooth
Maureen is excellent and very experienced in the industry. Makes the loan process easy and smooth.

She is very professional and provides great communication throughout the process.

Highly recommended. Thank you.

Made the mortgage process stress free
Maureen is amazing. We closed on our house 3 WEEKS after making an offer on a house! Maureen made the mortgage process stress free and she was there for us every step of the way. I can’t recommend her enough!!!
She is fantastic!
We would give Maureen more stars if we could. She is fantastic! She gets things done and fast. We have to thank Arlo N. for telling us about her. If you are thinking about buying or refinancing a home give her a call. She helped us with both and we were so happy. She has changed our lives in so many ways and we apologize for taking so long to write this review. Most people get so caught up on their busy lives and forget to take the time to write good things about someone so amazing like Maureen Martin. THANK YOU!!!!!
Maureen is one of the few that I trust
In the world of real estate financing, it’s no secret that there are some shady folks out there- Maureen is one of the few that I trust. First of all, Maureen has spent hours with me face to face, on the phone and via email providing me advice, checking my finances, giving me referrals (including my amazing realtor Krista Lombardi) and additional insight. When I was in a tight spot and had to procure funds from a hard money lender, she walked me through the process although she was getting nothing in return. Maureen is clearly the kind of person that is in it for the long haul, building long term relationships over grabbing a quick buck. I feel fortunate to have someone like Maureen on my side- I’d recommend her to anyone!
Maureen truly is the best in the business
Maureen and the team at JMJ are truly amazing. I’ve closed back to back transactions with them now. The first was a breeze, but the second was a bit tougher; but through it all Maureen and Emily stuck by me with constant updates. Without them things would’ve been a lot more stressful. I have to say, Maureen truly is the best in the business; she becomes a member of your team and cares just as much as you do! If you want a true professional on your side call Maureen!
Our clients love her professionalism and availability
Maureen has worked with our real estate team for a very long time. We have had tremendous success with her and her company and our clients love her professionalism and availability. It takes a lot to make a loan work, even more when loans get tricky. In San Diego, loans can get tricky a lot of the time and very few lenders have the experience, know how or fortitude to push through, find solutions that work and make the process seem easy for the client. That is not just a skill, it is truly an art. An art, that Maureen has mastered. Very thankful to have Maureen as one of our partners and very happy to see her continued success in the business!
Smooth and stress free experience
Maureen and her team are AMAZING. I highly recommend her to anyone looking for a smooth and stress free experience. She is also super responsive and not to mention extremely knowledgeable.
Maureen makes us feel like we are her only clients!
We just completed our second transaction with Maureen and her team of professionals. Our first was purchasing our home and this time was a refi. Again Maureen proved herself to be knowledgeable on loan products and super timely with responses. Maureen makes us feel like we are her only clients! Like I told her, it’s like working with family…only not all dysfunctional and sibling rivalry-ish. Thanks Maureen!
We had no stress in purchasing this home
Our loan just funded and Maureen Martin and her team were fantastic! Other than gathering the necessary paper work, we had no stress in purchasing this home. We were prepared going VA to hit a lot of bumps in the road but Maureen and Emily at JMJ Financial made this the smoothest transaction. Thank you.

I highly recommend Maureen and JMJ Financial!

Sticks out like a shining star
There’s a reason why Maureen has 5 stars on yelp! She’s definitely deserving of it. Where do I start? We’ve used her multiple times for our mortgage and refinancing needs. She knows her stuff and she goes above and beyond to make your financing needs go smoothly and quickly. There are so many so so people in the mortgage world and she sticks out like a shining star! Thanks again Maureen for all your help and being such a loving caring person!
Pleasure to do business with such a professional
Recently had the pleasure of working with Maureen and her team at JMJ and have to say that it was a pleasure to do business with such a professional. Maureen always kept us updated on status and we closed escrow a few days early. I wish all lenders could bring the same professionalism that Maureen and her team displayed. Hopefully we can do business again.
Within a couple of months, we were moved in!
This is a long due review! We had the most amazing experience buying our first home, all thanks to Maureen!

As first time buyers, we had no idea where to begin, until we spoke to Maureen. From the first phone call, she got the ball rolling, and within a couple of months, we were moved in!

Maureen practically held our hands throughout those couple of months, she was always available to answer our questions whether it be emails, texts or phone calls.. Even during her days off! She truly made the process as pain free as possible! We cannot express enough how happy we are with Maureen! We very highly recommend her to any one looking to buy a home! She will treat you like a friend, as she did us, throughout the whole process which will make the whole experience bearable and unforgettable (in the most positive manner!) We would give Maureen 10 stars if we could! We will definitely go back to Maureen when the time comes and we are ready to buy our second home! THANK YOU MAUREEN!!!!

Went out of her way to help us find a solution
Maureen could not help us but put us in touch with a lender that could help us. She went out of her way to help us find a solution.
You did an amazing job at handling the loan and escrow
Maureen, Emily you did an amazing job at handling the loan and escrow and keeping me updated at every step. Maureen you were always quick to reply to my emails, which at times I thought you must have had some sort of new tech that allowed you to dictate emails by just thinking about them. 🙂
Maureen and Her TEAM….simply Awesome!
Attention First Time Home Buyer, you don’t need to go anywhere else if you’re in San Diego. We found out about Maureen on the internet and my wife made the first call to talk to her. She simply told us what to do and expect and to call her when we’re ready to get pre-approved. Maureen and her team will always be there to answer all your question and concerns, will tell you what they need to get your process moving either via email, phone call or test messages. She will not leave you in the dark and will walk you all the way. I am not going to lie it is stressful sometimes to provide all the things they need to get you moving but at the end of the day you’re happy because you have a TEAM that support and guide you all the way.

We should know better….because we are getting the Keys today for our new HOUSE..!

Maureen and Her TEAM….simply Awesome!

I highly recommend Maureen and JMJ
Maureen did our financing a year ago when we first bought our home. Unfortunately, the interest was high at the time, but Maureen kept in touch and when interest rates dropped significantly, she was there to help us refinance. I can’t believe how awesome her and JMJ’s customer service was. They made every thing soooo easy. I highly recommend Maureen and JMJ.
Willing to do whatever it takes
I actually found Maureen on Yelp after I had a disappointing experience with a different person in the mortgage industry. Let me just say, that we have found our go-to source for mortgages from here on out! Maureen is so personable, friendly, and willing to do whatever it takes to make sure the experience is second to none. If you are looking for someone you will even consider a friend after your business is done, look no further than Maureen Martin.
Made herself available even on the weekends
This was our first time going through the process, and my wife and knew were in great hands with Maureen and her team!

I’ve heard horror stories of slow processing, extra fees, etc from banks and other lenders – this was NOT the case with Maureen.

She is so quick on the details and made herself available even on the weekends to get the questions answered and details together.

Where’s the 6th star?

24 day close…completely because Maureen rocked the process!

She makes herself readily available for all kinds of questions
Maureen is fantastic! It has been a long process for me to get to the point of my first home purchase and Maureen has been with me for the entire process. She makes herself readily available for all kinds of questions. She knows her business and helps guide in the best direction. Best of all, she is friendly and fun to work with. I will use Maureen again for future real estate/ mortgage needs and definitely recommend her to everyone else!
None of the other lending agents that I have woked with compare to Maureen
I recently worked with Maureen on the purchase of a new home in a very competitive market. It took me several tries to get the right property but Maureen patiently, cheerfully, and promptly provided me with whatever information and documentation I needed each time. She is very knowledgeable and incredibly responsive, even on weekends and off-hours. None of the other lending agents that I have woked with over the years compare to Maureen when it comes to friendly and efficient service. Maureen is the Best!
Always available when calling or emailing
Maureen provided my wife and I excellent service when refinancing our home loan. She was always available when calling or emailing her, its refreshing to find a business that values customer service.

Thank You Maureen

She is a great communicator
Maureen and her team are thorough, informed and committed to delivering a funded loan without complication when it comes time to close. She is a great communicator and good businessperson who will quickly build trust and deliver on all promises. My wife and I dealt with a tremendously challenging seller and Maureen was a great asset, serving as counsel to help us make informed decisions during the escrow process. Having someone you can trust with your personal/financial information and bring together all the moving parts of the loan approval and funding process is paramount. Buying a home is an emotional charged life event and likely your single largest investment to date at time of purchase. Maureen is someone you can trust, is a pleasure to deal with and want in your corner over the course of the home buying process.
It really is a special experience working with Maureen
Maureen Martin is quite simply the best Mortgage Broker you could ever possibly find. When dealing with trying to purchase a home in the San Luis Obispo area, instead of going with a local company I returned to Maureen as she had successfully done refinances for me on both my Santa Barbara home as well as one I owned in the San Diego area. I was used to her ability to always be available and knowledgeable with the refinances, but I was really unaware of her ability to research and problem-solve when it came to getting a mortgage on a new property. Maureen is never anything but completely professional and if a door closes during the lending process, she is right there to find another door and another option to take. Her “can-do” attitude makes you feel confident through the entire process and her ability to continually make you feel that you are her only client is amazing. It really is a special experience working with Maureen, and once you have had the privilege, she will become your life-long broker
Save yourself the headache and use Maureen!
As a Realtor, I am very weary of most lenders. Well, with Maureen, she has not only delivered on every transaction we have closed together, but she is SO sweet, personable, professional and KNOWS WHAT SHE IS DOING! Maureen is truly the best Lender I have ever worked with (I have never said that about a lender and I have been in the business 8 years). She fights for her clients to make sure that they have the best rates, and loan program possible. I just adore her! Save yourself the headache and use Maureen!
She was very professional
I just bought my very first home with a VA loan and Maureen was there every step of the way making a very difficult process so much easier. I would highly recommend her to anyone she was very professional along with being such a sweet person.
Completely exceeded expectations
I would not hesitate for a second to recommend Maureen Martin highly.

As a young professional with a student loan, I was advised by a local lender in San Luis Obispo that financing my home buying endeavor would essentially not be possible. So we went back to Maureen who had financed properties in San Diego for my mother years before. She not only came through, but completely exceeded expectations. She is, without question, brilliant at her job. But above and beyond that, she is someone that is pleasurable to work with. With buying a home being right up there with one of the most stressful events of life, having someone on your side and feeling that you can trust them with something so important – well that is something that is hard to come by.

Again, I would recommend her without question.

We are a client for life
Maureen Martin and her Associates are true professionals when it comes to home financing. They made our home buying experience stress free and easy. We are highly satisfied and definitely will recommend her to all my family and friends. Maureen you are a true blessing to our family. Thank you. We are a client for life.
They are knowledgeable, honest, helpful and fast
Maureen Martin & her associates at JMJ Financial are true professionals. They are knowledgeable, honest, helpful and fast. They made our home financing experience stress free. Maureen definitely delivers a high quality customer service. She is very responsive to her clients needs and has a very calming personality. I enjoyed dealing with her. We will definitely recommend her to all my family and friends. We are your client for life. Thank you and God bless.
Maureen is the best around
Maureen is by far the most knowledgeable, responsive and helpful mortgage lender that I have ever met. I was a first time home buyer and Maureen made the process very easy for me. I was terrified of what I was getting into when buying my first home, but Maureen walked me through every single step and even provided morale support when I did not know if I was making a good or bad choice in a home. From the day that I started looking, Maureen would provide prompt feedback with regard to questions about types of loans, things that I should consider based on the type of property that I was looking for and making sure that I stayed within my requested monthly mortgage estimates. I trust Maureen 100% and plan to use her in the future and would recommend that if you are looking for a mortgage lender, Maureen is the best around! She was so amazing that when I found a home, we closed in 20 days! You will not get the same attention from big banks and I’m so glad that I found Maureen.
She’s right there ready to assist
Can I give Maureen a gold star on her forehead? Because if I could, I would!

Let’s see, I never really write reviews unless I need to bash a business into the ground since they do not deserve to be in business to begin with. But because Maureen is so exceptional at what she does, I have to bend my own rules, just a tad…

Another thing, is that I was hesitant on putting Maureen up on a pedestal, because then everyone and their mother will find out how attentive and well-versed in her field she is, that I will slip through the cracks, and hence, I fear that. A lot!

But let me tell anyone reading this review on Maureen, that not only did she come highly recommended to me a few years back, I used her great service not only once, but twice in a year! That’s right!! Twice in a year!!! And once the time comes, I will use her services again!

So if that doesn’t do it for you, well tough luck. You are missing out on how great your buying or refinancing experience can be when you get Maureen on your side to show you the ropes if you are a newbie, or simply to have as a great resource for all that housing-Treki mumbo jumbo I could not simply wrap my head around if I didn’t call out for her help.

Even after several months of closing our deal, she’s right there ready to assist me on my Taxes….Yep, I procrastinated this year and waited till a day before the deadline and who do I need rescuing from? You got it! Good ol’ Maureen saves the day once again!!!

Now, if only she could make my surfing dreams come true….then I’d have to find a second gold star that mom saved from when I was I good third grader. I guess she knew all along they would someday come in handy.

Happy early Christmas present Maureen! Thanks a ton for everything you have done!

and P.S., I lied just a bit about only writing reviews for bad businesses. But by now….after reading my review, does it really matter?! Give Maureen a call already!

Impressed with her service and communication
Maureen is the utmost professional. After signing her clients, it occurred to me that I’ve never met a client of hers, signing loan documents, less than beyond pleased and impressed with her service and communication. What more can I say? Working with Maureen is such a pleasure. Her other reviews definitely confirm what I am writing here. Not only do I value and appreciate her business, I look forward to working with her. She is one of the kindest people I have ever met, treating everyone with value equally. This is who she is to the core, and it shows in her business. I consider her a friend, but get the feeling, her clients feel this way by the time I meet them too.
Extremely impressed with her responsiveness
We found Maureen online in search of a reputable loan officer. From our first point of contact, we were extremely impressed with her responsiveness. Keep in mind that my first call to her was at 7pm on a Friday evening and she answered the phone! Throughout the process Maureen continued to exceed our expectations with her amazingly quick response times and her encouragement throughout the entire process. Getting a loan isn’t exactly the easiest process these days but Maureen continued to encourage us every step of the way keeping us at ease and even excited about the process the whole time. From the first time that we spoke, until the day that we got our keys, Maureen never left our side. I would recommend her to anyone looking for a knowledgeable, encouraging, compassionate, loan officer with an amazing operations team to back her up! Thanks again to her for helping us purchase our beautiful new home!
We were so impressed with her expertise and speed
Maureen was the fourth loan officer that we contacted. None of them could help us, and she did. We are moving to our new house soon. With one phone call, she had an idea of our financial situation and determined how we would be able to purchase a home and everything was done right, honestly and precise. She guided us through the entire process, with numerous e-mails and phone calls. She is very good on what she does, and she is reachable. She does not leave you hanging without answers, and we had a lot of them. We are talking to her about refinancing our two rental properties, because we were so impressed with her expertise and speed. We love working with professionals people like her and we strong recommend her for home purchasing. It’s a complicated process, but she makes it look easy. She is also a caring and sensitive person. My husband is a landscaper and when they were talking she sensed his passion for what he does and she helped him to get more business. She not only got us a home, but more income to help us to pay the mortgage. We are thankful that somebody recommended her to us and it is our pleasure to do the same.
She answered all my detailed questions
I was introduced to Maureen when I was searching for loan agents who would best fit my needs. Although I had a positive experience with my earlier loan agent, I decided to go with Maureen (at JMJ Financial) for a few clear reasons. In addition to wide variety of loan products (or options) that she offered, she was the most responsive of all the three agents that I spoke to before selecting her and JMJ Financial. Additionally she answered all my detailed questions related to a not too easy to understand home financing process. She worked diligently to get me a rate and gave me certain credit towards my closing costs as well. Maureen is very easy to work with and is highly knowledgeable in her field of work. I highly recommend Maureen as a loan agent and wish her luck in her career.
Maureen was spot on with her communication
I had the pleasure of meeting Maureen (a local residential loan officer) on one of my recent purchase transactions. The buyer put in a lot of time and hard work to find just the right professionals to represent him. I would definitely agree with his choice in lenders. Maureen was spot on with her communication, never missing a beat. Her company was quick, and very on top of the file at all times. We were always ahead of schedule for all of our important dates on the timeline, and throughout the whole process, Maureen was always available to assist us with any questions that came up. I would highly recommend Maureen Martin for any buyers looking for an exceptional lender.
Simply amazing and answered all my questions
We started our search for a home a few years ago and our Realtor recommended Maureen for our funding needs. We tried a few people we knew and they couldn’t get us approved for a loan… but she was able to get it done. She was simply amazing and answered all my questions (I had a lot) and really helped us along the way since this was our first time owning property. She responds quickly via phone,text,emails, smoke signals even! hehe kidding about the last one but my point is she cares… I’m not sure how many clients she has at a time but she always makes me feel like I am the only one and I like that. Fast forward two years later and thanks to property prices rising I wanted to get a lower rate and get rid of our PMI…. I figured since she did such a wonderful job the first time why not be a repeat customer?

We just recently finished our refi with her and again she gave us the same great customer service, quick responses and knowledge…. I cannot stress how wonderful she is and I will continue to use her services in the future! We love you Maureen!!! Please don’t change a thing! =)

I trust her judgement
We have used Maureen on 4 transactions ranging from buying or refi our properties. She is very informative and can guide you to the best outcome regarding your situation. I trust her judgement and her team never lets me down. I always consult Maureen and her team to make sure nothing will get delayed. She is a great asset for your property ownership team.
I’d refer anyone to Maureen without hesitation!
Thanks, Maureen, for the smooth, on-time closing you promised on our short escrow! We really appreciate you being tuned in to the market and finding just the right loan product to meet our needs. I concur with other reviewers about Maureen’s prompt responses (sheesh, even when she was out of town!) and feeling like we were working with a friend. I’d refer anyone to Maureen without hesitation!
Extremely fast response
Maureen was the deal saver for us. We signed purchase contract for a new construction in April (Coe in End of Sept 2013) and initially worked with builder’s inhouse lender. In Mid August, I got a feeling that we are at greater risk by using the inhouse lender because they don’t understand our situation and the loan may get rejected. We already own 2 houses, had a prior loan modification and our DTI was more that 45%. Then I found Maureen from Redfin and after doing some research it was clear that she is the perfect loan officer for us.

She called me right away after I initiated the contact and she went through our detail financial scenario. AFter 2 days, she informed that the loan couldn’t be approved after initial underwriter review. After few hours, I got another email that she is again working with her Director to review my details and may be she can get an acceptance on exception. The next day, I got the confirmation that the application is pre-approved and she is ready to work with me further. That was a big relief. There were certain conditions on the approval and she worked every step with me to make sure that those conditions are removed on time.And finally the loan was approved and funded and the house was closed on time.

My best experience in summary

1. The best APR was offered to me without any negotiation. And at the end, I was surprised to see that the APR on the note is even less than locked rate. I believe she worked in background for the best possible rate.

2. I was little short of cash required for closing and she waived off the lender fee. Was a real big help.

3. She is an expert in her area. If something can’t be done, she wont drag it.

4. Extremely fast response. I communicated more than 200 emails about this mortgage and all the response was withing few minutes. All my phone calls were answered or she called me back within 30 minutes(Including weekends).

5. Mortgage is a very complex process and she advises on every step about what to do and what not to do.

I don’t have to look for another loan officer again.

Maureen is extremely well connected
I’ve known Maureen professionally for about 10 years now.  I’ve worked with her on many, many transactions over the years.  Other than her commitment and dedication to making sure that all of her clients needs are met, I also know how extremely loyal she is on a professional note with her service providers as well.  Maureen continues to tell other people in the real estate community about how not only she can help people, but she also knows who else is out there that can help her clients as well. From escrow officers, to title reps, to real estate agents, Maureen is extremely well connected.  She’s made it through all of the ups and downs in this industry and I’ve watched her do it with tremendous grace.  Knowing that she is still committed to those who have helped her along the way, says a lot about her character.  I would highly recommend Maureen to any real estate agents or clients looking for an exceptional lender. 
A truly caring lending agent
From the first time I contacted Maureen Martin she has been the most professional, courteous, responsive and truly caring lending agent (or any professional agency for that matter) that I have ever had the pleasure of working with. Maureen made herself available for any and all questions at any time during the day.

I came into the home loan process with very little knowledge and Maureen took the time to answer every single question and concern with nothing but diligence and compassion. It is extremely rare to come across an individual the is so caring and passionate about their work. Maureen showed that she truly cares about her customers time and time again. I cannot express how much she is appreciated and how smooth and seamless she made the transition to our new home. Anyone who is in need of an absolutely amazing lending agent that will do everything in her power to get the job done and treat you with the utmost care and respect should call Maureen Martin.

I would recommend her to EVERYONE
LOVE, LOVE, LOVE Maureen!! I would like to give her 10 Stars!!!

We started this home search/purchase OVER 7 months ago, when deciding to go with “new home construction” (nightmare!) we came across 547,763,312 Issues! One of them being my husband over seas during the purchase, still she made it happen! Without Maureen I’m willing to bet I would have lost my mind!! She Is soooooo on top of her game and you feel like you’re working with a friend:) This girl is fast to respond too! I can honestly say I NEVER had to wait on anything with her! I would recommend her to EVERYONE!!

She is the best at what she does
I’ve known Maureen for 13 years and she has handled loans for me and many of my friends. Not only is she just the genuinely a great person, she is the best at what she does.

Maureen treats every client like a million dollar client – courteous, responsive, knowledgeable and did I say responsive!?! And if that isn’t enough, Maureen is a problem solver that can assist with a variety of options. I just adore her as a person and have all of the confidence in her as a professional! She is my lender for life!

Very hard worker, great communicator and encouraging
Maureen is definitely a five star worker! I had some real challenges with my first realtor and she not only suggested a fabulous one, we closed within twenty-one days! All I can say is she is the best! A very hard worker, great communicator and encouraging…..rock star solid!
We were able to obtain a very competitive rate
My husband and I had the PLEASURE of working with Maureen Martin on the purchase of our condo. As first time home buyers we were overwhelmed by the process and had endless questions. Maureen’s extensive knowledge gave us the confidence to know that we were in extremely capable hands. Her POSITIVE attitude & EXCELLENT work ethic made us feel that she took a genuine interest in helping us find our new home as well as making sure it happened in a timely manner. Thanks to her diligence and attention to detail we were able to obtain a very competitive rate.

I can’t say enough about Maureen’s services & wouldn’t hesitate to call upon her for any future lending needs!!!

We just love Maureen:)

She saved me hundreds a month
Maureen and her team were AWESOME! This was not the first time working with her and it wont be the last. My refinance was smooth and quick, bottom line she saved me hundreds a month by searching for the best loan that worked for me.
I would highly recommend her
Maureen was recommended to me by my broker when I started looking for a house almost a year ago. She was extremely responsive and patient with all of the questions I asked as a first-time home buyer. She had creative ideas for working with my relatively low down payment requirements. I would highly recommend her to my friends and family in San Diego who are looking to buy or refinance.
Maureen was great to us
Our original broker was slow to respond when time was of the essence and Maureen was recommended to us by OB Juncal real estate. She hustled to get everything we needed and we ended up closing 12 days early. Come to find out she had been under the weather the whole time and we never knew. I would highly recommend her to anyone buying or refinancing.
She made us feel comfortable during the whole process
Financed our first home with Maureen and later re-financed with her. Each time it was a pleasure doing buisness with her. She made us feel comfortable during the whole process. Referred my inlaws to her for their home purchase and they too had a wonderful experience with her. I recommend her to everyone I know that is looking to buy or re-finance a home.
We are true believers of Maureen’s capabilities
We truly can’t express our gratitude for Maureen’s knowledge, guidance and character. At first we simply wanted to know what we would qualify for as we were becoming increasingly interested in searching for our first home, but we weren’t 100% certain if the timing was right for us. The search began and after a month or so we were ready to put down our first offer. The market is extremely competitive right now with many offers on one house at a time. With us going the FHA loan route Maureen wanted our offer to be competitive so she suggested we shoot for a 21 day escrow. We had no idea that was even feasible with an FHA loan, but Maureen was confident it wouldn’t be a problem. The first thing that impressed us most about Maureen was her willingness to explain and define the process to us. In the beginning she would use scary vocabulary words and acronyms we had never heard of so we asked her to keep it simple and assume we know nothing. Treat us like house buying infants. She laughed and said no problem. From that point forward she took the time to ensure we understood the process fully and most of all ensure we were comfortable. Maureen’s attention to detail and her willingness to hold our hands made this overwhelming process less intimidating. She quickly recognized we were a laid back couple that deal with our problems with a sense of humor so she kept things business professional yet light and playful. Whenever we thought we hit a roadblock, we would receive a phone call from Maureen within minutes providing us with a solution. Every problem, Maureen had an answer.

What can we say…we are true believers of Maureen’s capabilities. She rocked the 21 day escrow and we had our keys in hand just like she promised. Our realtor was also blown away by Maureen. We will not hesitate to refer any and everyone to Maureen for their lender needs.

Maureen laid out my options very well
First off, Maureen is a bubbly, fun person to work with. However, when it comes down to business, she is very thorough, organized, and presents information and options in an easy to understand manner. I’ve found the current lending environment, and my particular situation, complex and confusing… and Maureen laid out my options very well. Easier to deal with than other mortgage brokers I’ve dealt with, and more reliable information as well. In addition, the rates she offered were excellent, as I’ve explored numerous loan scenarios and possibilities with her. I recommend working with Maureen if you need a well-prepared broker who possesses good follow-up skills. I’ve yet to decide my best course of action, but I’m more well-armed with info than ever before, thanks to her. And when the time comes to pull the trigger (hopefully soon), I will definately go with one of the options laid out by Maureen!
Available after hours and on weekends
Hands down Maureen is the finest, most professional, most responsive, and most expert mortgage broker I have worked with in 10 years in real estate.

Simply put, Maureen creates a competitive and financial advantage for my real estate buyers that other mortgage brokers cannot deliver. In an exceptionally competitive and cuthroat sellers’ market, using Maureen means the difference between a buyer winning a hot bidding war or continuing to shop for homes to no avail.

What has stood out to me from the first day I called Maureen is that she always answers the phone, she provides her deliverables immediately, and is available after hours and on weekends. When other mortgage brokers leave at 5pm on Friday and return on Monday morning, Maureen is available to provide preapprovals and cross qualifications while my clients are house hunting on weekends.

She has stepped in at Day 24 of a 30 day escrow and salvaged a loan at the last minute that the other lender could not deliver. Not only did she close on time, she saved the client over $5000 in fees and points that their family lender was charging them. Unreal.

Maureen is my lender for life.

It was a pleasure doing buisness with her
Financed our first home with Maureen and later re-financed with her. Each time it was a pleasure doing buisness with her. She made us feel comfortable during the whole process. Referred my inlaws to her for their home purchase and they too had a wonderful experience with her. I recommend her to everyone I know that is looking to buy or re-finance a home.
Maureen has a wealth of knowledge, experience and passion
I work at a Big Bank locally in San Diego, and unfortunately we have to fit our clients into our tight, sometimes inflexible box to find them lending. Thankfully for my clients, I have someone in San Diego that I can trust undoubtedly to take care of them from introduction through final financing (and beyond). Maureen has a wealth of knowledge, experience and passion for helping people finding unique solutions at the best rates. And the best part of Maureen, she does it with a smile on her face! 🙂 You would be lucky to work with Maureen!
We would recommend her to anyone
Maureen is the best and nicest mortgage broker ever. We financed our home and then re-financed with her, even though we had quite a few options. Maureen makes everything very easy and convenient, either doing it online or delivering documents. She is also a fountain of knowledge, always taking the time to answer all of my questions(and i had a ton!) Maureen got us a great rate and we would recommend her to anyone.
Maureen is now my life lender for sure
Maureen really knows her industry. She helped me get a loan when my former broker could not even get one, and made it easy. Don’t hesitate, it’s worth giving her a call to see if she can help you. Great open, honest, detailed communication, just what I need since I’m too busy to tend to the details anymore. She is now helping my mother with a reverse mortgage. Maureen is now my life lender for sure.
Maureen somehow worked her magic
Almost 2 years ago my boyfriend and I were looking for a home and our realtor recommended Maureen. We were very worried about how much the closing costs would be and the inspections etc. Maureen somehow worked her magic and not only got us our closing costs taken care of…. she managed to help us with a credit to help pay for the inspections. Since then she has always sent emails and Christmas cards just to say hi and a few months ago she said that we could qualify for a lower percentage rate on our mortgage and I kept it in the back of my head. Well now almost 2 years later, GUESS WHAT!!! she has done it again!! She lowered our percentage rate by 2.5%…In case that’s not translating correctly that’s a little over $270 less that we have to pay on our mortgage. She timed it perfectly and locked at the lowest that I truly believe will be the lowest we ever get to see. She also worked her magic and we were able to get a significant amount back….I will say “mum” on the amount…

READ YOUR REVIEWS BEFORE YOU DO ANYTHING!!!

It’s hard to express my extreme graditude online but from the center of my heart… Maureen THANK YOU SO MUCH! For always being:

1. Honest 2. Fast 3. Extremely Smart 4. Sweet as sugar

Would highly recommend her to anyone!
I really enjoyed working with Maureen on a recent purchase, and it was GREAT experience. Would highly recommend her to anyone! There are a few things that stood out to me.

1. She was very fast in everything. I was time constrained during my purchase, and she always made sure that I had everything I needed within minutes. She was also constantly coordinating between lender and escrow to make sure that everyone is doing their job to meet accelerated timeline. Truly amazing!

2. Rate wise, she was super honest and transparent about all the choices we were making, and I had confidence that I was getting the best value – lowest rate possible with best service.

3. She also went above and beyond to help me with things beyond her services, e.g., she helped me pick home security systems based on her experiences and information. For her to take the time to do all that, that shows amazing service and all-for-the-client mentality right there!

Again, would recommend Maureen to anyone!

Maureen is awesome!
This is the second time I’ve worked with Maureen–first for my FHA home loan (as a 1st time buyer) 3 years ago and last month for a refinance. Maureen is awesome! Not only is she obviously very good at what she does, but she is very personable and easy to get along with! During both loan processes, she was incredibly quick to get back to me, via email and phone, and obviously worked well with every other person who had a hand in my loans/escrows. She even put in extra hours to make sure my loans funded in a timely manner–and my refinance miraculously closed in under a month and saved me a ton of money! Currently, my boyfriend is house-hunting and working with Maureen because she’s been so great to work with and has shown herself to be so good at what she does. His realtor, who has been working with Maureen for awhile, told him that she was “the best mortgage broker I’ve ever worked with.” I won’t hesitate to work with Maureen again, she is sincerely a great mortgage broker and an awesome person!
Very happy to know some(one) like her
I have used her service two times, Maureen is the BEST. Love her honesty quick respond and knowledge, very happy to know some like her. Keep it up Maureen.
I’ve referred her to several of my friends
I wholeheartedly agree with all of the previous reviews. Working with Maureen was not only painless, but it was a pleasure!! After being strung along by Wells Fargo for 3+ months, I went on the Internet and found Maureen and what a blessing that turned out to be. Not only did she get me a rate much better than WF promised to me, but she made the entire process as easy and simple as possible. Since working with Maureen, I’ve referred her to several of my friends and they have been just as pleased as I was.
She did not disappoint!
I randomly found Maureen through her website. After emailing her late evening, I promptly got a phone call from her the next morning and immediately got a good feeling about her competence and desire to provide me with great service. She did not disappoint! She quickly got me me qualified and fully explained the pros and cons of my financing options which helped me zero in on a realistic target price range. Over 4 months I made several offers on homes until I got one accepted on my dream home. Each time I wrote an offer, within hours (or less) Maureen supplied a customized per-qualification letter to match my offer. She was also very helpful and straight forward answering my endless questions along the way. When I entered the escrow process she was also there to ensure that everything went smoothly. Going in I had very high expectations of Maureen and she exceeded them with her knowledge, fast responses, and very friendly customer service. I highly recommend Maureen to everyone I know including friends and family.
There isn’t anyone else I would ever go to
I absolutely LOVE this girl…she helped me and my husband through a very long and tough road to our first house. She was definitely my backbone through this process and I couldn’t…wouldn’t have done it without her. I really wanted to give up a couple times but her persistence in her duties made me persistent with my hope. Both of us cried a couple times which shows how involved and how personal she takes your business. As she became a stalker for answers and resolve to my problems, I became her “creepy little stalker” with questions galore! After we closed I told her I would definitely be coming to her for my next purchase, how many people would even start thinking of their next transaction after such a difficult one. Maureen is wonderful and dedicated to what she does, and there isn’t anyone else I would ever go to.
I highly recommend her
Maureen expertly navigated me through my first house purchase. She went above and beyond getting me the best mortgage available. Starting with qualifying me for the price range I was seeking. When the deal on the first house turned bad due to hidden problems that were only revealed during inspection, Maureen stood by me. When my next offer was accepted, Maureen and her team were there for me. She helped me get through underwriting and all of the other wickets to financing a house purchase. When different problems arose, she was there with solution in hand. When I closed on the house, Maureen was there with the keys. She worked hand in hand with my agent, the selling agent, escrow, and other parties. I am a home owner because of Maureen’s hard work, cool consul, and caring personality. I highly recommend her.
You Won’t Find Anyone Better
I was really apprehensive about every aspect of seeking out and obtaining a home loan. To say I had any trust for those in the lending business would be an overstatement. That changed when I met Maureen Martin (am actually getting emotional writing this).

Being a first-time home-buyer, I had tons of questions, which Maureen was always quick to answer. She never failed to return a call or e-mail and kept me appraised of my loan status every step of the way. Additionally, she immediately addressed any problems or issues that came up (for example, my student loan company reported that I owed double the amount that I actually owed, and Maureen straightened it out). I remember that, once we entered escrow, she told me “it could be a bumpy ride, but I promise to never abandon you as your captain.” She was true to her word and, in fact, I found the ride quite smooth.

There is no doubt Maureen knows what she is doing and I completely trust her. She is a delight to work with, she is genuinely excited about her work, and I have recommended her to even my closest friends. There is no doubt I will solicit her services again down the road.

I won’t hesitate to work with Maureen again
This is the second time I’ve worked with Maureen–first for my FHA home loan (as a 1st time buyer) 3 years ago and last month for a refinance. Maureen is awesome! Not only is she obviously very good at what she does, but she is very personable and easy to get along with! During both loan processes, she was incredibly quick to get back to me, via email and phone, and obviously worked well with every other person who had a hand in my loans/escrows. She even put in extra hours to make sure my loans funded in a timely manner–and my refinance miraculously closed in under a month and saved me a ton of money! Currently, my boyfriend is house-hunting and working with Maureen because she’s been so great to work with and has shown herself to be so good at what she does. His realtor, who has been working with Maureen for awhile, told him that she was “the best mortgage broker I’ve ever worked with.” I won’t hesitate to work with Maureen again, she is sincerely a great mortgage broker and an awesome person!
You follow your heart to bless others
You are an amazing person! You know what it’s like to be blessed and you follow your heart to bless others. You invest your resources in people (and animals) and endeavor to make even a small difference in their lives. You are not just a “Lender for Life”, you are a “Lender to Enriches Others Lives”. I am so proud!
Knowledgeable in her area of expertise
Recently I had the help of Maureen Martin, guide me through the purchase my first condo in Little Italy. She was very knowledgeable in her area of expertise, was ready, and willing, to answer any questions I may have had. Her sweet personality, and carefree nature made her a pleasure to work with. I will gladly call on Maureen…anytime I’m in the market, of purchasing a new home or referring someone about her services 🙂 Job Well Done! 🙂
Made the difference between work and fun
I can’t believe how much God blessed me the day you walked into our real estate journey. You and Re/Max have made the difference between work and fun, by the seat of my pants and confidence, by liking what I do and loving what I do. And you my friend do an EXCELLENT job!
More than a loan officer- an advocate
THANK YOU THANK YOU THANK YOU SO MUCH!!! Everytime you and I spoke you pulled off some amazing magic! We are moving in and completely happy with every aspect of this home and the experience of having you do our loan. You are incredibly smart and both Doug and I felt taken care of with our home and money. Like I told Alex, you will stay very close to our hearts because you took care of us like we were family! Thank you so much for everything.
One of a kind.
Maureen Martin is the best of the best. She took us under her wing and guided us through every step of our first home purchase. Her calming demeanor soothed even the most anxious of times. Through her exceptional honesty, she gained our trust. If you looking for someone who will work tirelessly on your behalf, look no further than Maureen Martin.
Seriously recommend Maureen
I worked with Maureen a number of times last year. I recommend clients to her because she listens to each scenario and starts problem solving in advance to make sure that you will not have to stress later. She is always nice and helpful and knows her stuff. She can allow a borrower relax while she makes sure that things go smoothly. I have never had a complaint about her or her rates.
My wife and I recently bought our first house. It was a short sale and, unlike the name, it took almost a year to complete from first offer to close of escrow. During this process there was very little communication between the selling agent and my agent, and even less with us, the buyers. No one would take time to explain anything to us along the way until Maureen entered the picture.

Maureen was only involved in the last couple of months, but I spent far more time on the phone with her, and exchanged more emails with her, than my real estate agent. Maureen was always willing to take time to explain the nuances of the process, which was a relief to a first time buyer.

I have already recommended her to a friend, who has since closed on his home using Maureen’s services.

This is the lady that knows how to take care of clients! What a ‘bulldog’…she just plain won’t give up and gets things done! I can’t tell you the huge help she is to my home buyers! There is nobody I recommend for home loans or refi’s than Maureen!
Maureen is my favorite LOL!! She does a great job in tending to my clients that I send her way. She is very professional, prompt and likes to close deals ahead of schedule. I love it when my buyers are all done signing loan docs and waiting for the seller to get their act together to close on time!
I recently sold then purchased a home in SoCal. It turned out to be a very challenging transaction on both sides of the equation, caused mostly by the buyers of my previous home changing their source of financing at the last minute, which threatened to derail the purchase of my new home. Fortunately for me I had been introduced to Maureen Martin at the start of this process. Maureen was the loan officer for the purchase of my new home, and coached me through that process flawlessly. When the sales of the old home started going awry, Maureen did not hesitate to jump in and start pressuring all parties to maintain the closing deadline which was ultimately met. It was an unforgettable experience and I cannot thank Maureen enough for all that she did. She really went the extra mile and got me into my new home.
I was a first time home buyer at the end of a grueling two year search for a home I loved and could afford. Single Mom, shoestring budget, median credit score, no room for extras or errors. When I saw my house for the first time I knew it was where I belonged. More than I had anticipated it was going to take some finagling, creativity, and immediate action. I had bid on other properties before and had lost which was heartbreaking. I really had given up-until I drove in the driveway! Enter Maureen Martin and Prospect Mortgage and the beginning of what we now laughingly call the Cliffhanger Extraordinaire!

Maureen is that unique blend of professional and personal that truly makes her so good at what she does. She had all the information for me( and it is overwhelming as anyone who has ever bought a home will tell you) from the beginning, went over it with me time and again, ran interference with the other departments, made sure everything was processed promptly, called me when she knew I was worrying and most importantly NEVER NEVER NEVER let me give up believing that it was going to happen and that this was my house. We had some truly scary moments but her enthusiasm and expertise and dedication is what I believe made the difference.
I cannot recommend her more highly. Maureen will put her heart into making it happen. She will make a stressful experience as easy as it can be and you will feel supported throughout.

If there were more stars I would award them to Maureen. I am so thankful she was my mortgage partner in this process!

My husband and I live in Las Vegas, Nevada, but we wanted to purchase a condo in the San Diego area to get out of the relentless 24/7 desert heat during the summer months. After we found a short sale condo, we were worried about mortgage companies not wanting to work with us because we live in Nevada. Our realtor, Jeremiah “OB” Juncal suggested Maureen Martin who called us within 10 minutes of OB’s recommendation. I am so glad we met Maureen. She is an absolutely delightful person who stuck with us faithfully through 9 grueling months while the short sale wound its way through the cumbersome negotiations process. Maureen was patient, kind, and dedicated to the very end. She is a great communicator who made us feel comfortable throughout the lengthy purchase process. She encouraged us when the purchase seemingly was at a standstill and continuously assured us that she would be there for us when the sale is finally approved. Thanks to Maureen we are now the proud owners of a very nice condo in La Mesa.

Thanks so much, Maureen. You are great!

Sincerely,

As a Realtor in San Diego, I have worked with many lenders. When referring my clients, I will only refer the BEST! Maureen Martin @ Prospect Mortgage has great communication & follow-up skills, attention to details, gets loans approved and funded on time or sooner, and will always hold the hand of a new first time buyer through the process, so that they are educated, updated and comfortable through the process. *****Five Stars*****to Maureen Martin!!
My name is Nasko Atanassov, and in 2009 my wife and I had the wonderful experience of working with Maureen Martin. Frankly speaking, Maureen is the best lender we have ever had. Prior to meeting Maureen, we encountered a lot of lenders but we always found something that did not please us. Maureen, however, is the best out there. When we met with her, she was honest upfront, and told us the ballpark of the amount for closing. It was actually nice, when we found out that we had to pay approximately 2K less. We have referred several of our friends to her as well. If somebody needs a trustworthy lender, Maureen is your best bet! Fast, energetic, and simply awesome! And by the way, she calls you back within five minutes after you have phoned her.
Ask for Maureen Martin
Maureen was referred to me by a friend to help with my first home purchase. She is helpful, courteous, and very responsive. I couldn’t have been happier.

Her attention to detail and concern for her customers is first-rate, making her an exceptional loan consultant!

The Loan Angel!
I made the right choice!

Maureen’s 10 years of experience in lending, her impecable reputation in the industry, and her outstanding service, coupled with her sense of urgency are all the reasons you need to look no further. Your affairs will be in incredibly capable hands with Ms. Martin. I will absolutley use her in the future!!

Thank you Maureen for all your hard work!

First time homebuyer
Dreams truly come true, thank you for being a part of such an important part of my life, I truly value and appreciate your hard work and efforts to help me accomplish this.

Thank you so much Maureen!

Maureen did what others could not.
We had started the refi process with another agent who did not know how to deal with our request to subordinate our 2nd. Maureen and her team picked up where that person left off and got the job done. Many thanks to Maureen for her hard work, good communication, and ever-positive outlook.
Absolutely Amazing!
Superb customer service and care! Without Maureen we wouldn’t have gotten the house of our dreams! I absolutely recommend her to family and friends. She will take great care of you!
MAUREEN MARTIN IS AWESOME!
Maureen was on top of every detail/Fabulous to work with/GREAT personality/Efficient/Had our best interests at heart/We recommend her for ANY type home financing. She is abolutely THE BEST!!!
New BFF Lender!
I am a first first time home buyer and as a middle age single woman, I was very nervous and high maintenance. I want to thank Maureen Martin so much for handling me and being so attentive, professional, honest and tireless through the whole process. She walked me through step by step and was accessible and responsive 24/7. I cannot imagine how many text messages I sent her and calls I made to her on a daily basis. Maureen also referred me to a realtor in Orange County who also had the patience of a saint. I cannot thank Maureen enough for all of her hard work against all odds to get me approved and into the my home that I love. She spent so much time and worked so hard for me I now refer to her as my BFF. I recommend her to anyone thinking about getting a place and now is the time!
Most pleasant finance experience!!
I am very fortunate to have Maureen take care of my refinance. These days, lenders are lot more cautious about giving out loans; therefore, it is extremely important to get help from an outstanding mortgage professional like Maureen. Maureen is extremely knowledgeable. She provides the most practical advises and is able to shop around to find you the best deal quickly. Also, she’s excellent at monitoring the progress closely and making sure that all documents are completed in time so that the escrow can be closed as scheduled. On top of being such an intelligent person, Maureen is also one of the nicest people I’ve ever met. If I happen to buy another property in the future, I definitely want Maureen to be in charge of my loan again because I know I will be in good hands. 🙂
This is my pleasure to say so!
Several years ago I had the opportunity to do a Reverse Mortgage with Maureen Martin and it was one of the nicest, easiest experiences I have ever had. From the beginning of the process, she walked me thru it step by step and my entire involvement thanks to her, was either thru the mail and the fax. I actually never had to leave my office. Every question I had was answered within minutes or hours which allowed me to never have a worry. Within 2 month the process was complete thanks to Maureen and even now if I ever have a question, I know she is immediately available. Regardless of what aspect of business Maureen is in I would trust her completely. She is honest and trustworthy and it is my absolute pleasure to say so!
What a wonder!
Maureen Martin is your key to realty heaven. She is just the type of person you want in charge of your decision to purchase or sell a home. She will meet with you at your convenience, she is very knowledgeable in what she does, and her service always comes with a beaming smile. Specializing in several areas of Real Estate Mortgage, Maureen is the one you want in your hands to make sure your needs are met efficiently and accurately.
Consistently Professional & Personal Attention
Maureen Martin has handled my refinances on my property in San Diego as well as in Santa Barbara. Maureen’s professional attention to your loan is constant and she is quite honestly always available to answer questions about the process, assuring you along the way that she is there with you. She’s amazingly quick in her email responses and she seems to make the process of refinancing a seamlessly smooth one, which is not what I have witnessed from others. Maureen has a very positive attitude about everything and in a short period of time, I feel that anyone working with her will notice that they have somehow, luckily, fallen into good hands!

I recommend Maureen Martin wholeheartedly, knowing what the outcome will be in whatever the loan application. She is truly one of those rare people that you find in the business world that make it all worth while!

Great and Honest Service
I have been selling and insuring homes for about 10 years. I’ve worked with over 100 lenders and the loans my clients have with Maureen go so smoothly. She is on the ball and really knows how to get her clients the best loans. When it comes to buying a home, a bad lender can cost you thousands of dollars and you won’t know it until it’s too late! It is so sad and I’ve seen in happen more than I’d like. You won’t have to worry about this with Maureen.
Proffessional, Efficient and Cleint Oriented
Maureen made our first buying experience a breeze. She patiently answered all of our questions and gave us the guidance we needed to make the right decisions. She has our full vote of confidence!
Amazing to work with
Maureen has helped a number of my friends and relatives with their real estate loans. They have all commended her on her professionalism, knowledge, ability and especially keeping them informed every step of the way. One good friend said she was there to hold her hand from the beginning of the loan process to the end. I strongly recommend Maureen.
Wonderful Experience
Maureen helped my wife and I purchase our home. As first time homebuyers we wanted someone that would walk us through the process and make sure that we understood everything we were signing. Maureen more than exceeded our expectations and made our experience worry free. Since then I have referred her to other friends of mine and they were just as pleased.
Best Experience
Maureen has been a pleasure to work with. Not only did she find us the best rate and program for our particular situation, but she did an amazing job with conveying the process to us every step of the way. Her customer service is outstanding. We would and will recommend her to everyone that we know.